We'll offer you the best Conventional, FHA or VA home mortgage so you can concentrate on moving into your new home or some extra cash in your pocket from your refinance.  We're here to help you each step of the way from your first call to closing!

If you are in the market to Buy or Refinance Apply Now! 

We're your full service Mortgage Banker for

 Conventional, FHA, USDA & VA loans!  

Buying Now:

Before you start looking for a home, please call us first to get a Pre-Qualification by phone.  We'll help you understand your qualifying power & talk about how to meet your home buying goals.    

Once Pre-Qualified 

Your next step is to get Pre-Approved.   will gather your financials & get you an written Pre-Approval  giving you the clout of a cash buyer.

Click Here for checklist, once ready give us a call 

Or Apply Now Click Here.

      Trust our team to help you find the best mortgage to fit your needs. "More personal attention" means you enter a frustration-free zone when you get your home loan from us.  We're here to help you each step of the way from Pre-Qualification to Closing!

Refinancing Now:

   call & take advantage of today's super low interest rates! 

 For a Free Home Value check - Click Here

 To start your refinance, Click Here.

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Mortgage News:
MBS RECAP: Mid-Day Rally Reinforces Narrowing Range
12/5/2016 4:29 PM
Posted To: MBS CommentaryAfter today, we're left with a clearer picture of the prevailing short-term range in bond markets. The volatile reaction to the weekend's Italian referendum, among other things, drove the intraday extremes that helped define the pattern. The first trade during Asian market ...Read More
Mortgage Rates Begin Week Higher
12/5/2016 2:34 PM
Posted To: Mortgage Rate WatchMortgage rates were slightly higher today relative to last Friday"s levels, leaving them near the 2-year highs seen last Thursday. Volatility continues to run much higher than normal, with lots of intraday reprices (lenders changing rates in the middle of the business day) over the...Read More
Refi Pool Shrinks by 4 Million
12/5/2016 11:05 AM
Posted To: MND NewsWireAs everyone knows, interest rates shot up immediately in the wake of the November 8 presidential elections, triggered by a sell-off in Treasury bonds. Now Black Knight says, in its current Mortgage Monitor, that the jump eliminated 50 percent of candidates from the refinanceable population that exi...Read More
Mortgage Credit Availability Continues to Improve
12/5/2016 9:06 AM
Posted To: MND NewsWireAccess to mortgage credit continued its recent upward trend in November. The Mortgage Bankers Association said on Monday that its Mortgage Credit Availability Index (MCAI), increased by 1.6 percent from October to 174.1. A decline in the MCAI indicates that lending standards are tightening, while i...Read More
Carson Officially Named as HUD Secretary
12/5/2016 8:59 AM
Posted To: MND NewsWireAnother piece of the President-elect Donald J. Trump"s administration fell into place on Monday with the announcement that former Republican presidential candidate Ben Carson will be Secretary of Housing and Urban Development (HUD). Carson"s nomination will require Senate confirmation . Carson, was...Read More
MBA"s Guidance on 2017 Volumes; Conventional Conforming Changes
12/5/2016 8:50 AM
Posted To: Pipeline PressIt is probably not the case that this date is celebrated by mortgage bankers from coast to coast, and forget the jokes about it being the “Mortgage Drinkers Association.” But on this date in 1933, the 21st Amendment to the Constitution was passed and rati...Read More
MBS Day Ahead: Thursday"s ECB Announcement in Focus
12/5/2016 7:52 AM
Posted To: MBS CommentaryThis week, we'll finally get to see how much of an impact remains to be had for the European Central Bank (ECB) announcement. The ECB conducts their announcements on a schedule, just like the Fed. So in one sense, this is just another ECB announcement. In another sense, however...Read More
MBS RECAP: Bond Markets Cry Wolf, This Time For Real?
12/2/2016 4:17 PM
Posted To: MBS CommentaryLet's change up the old fairy tale. Bond markets have been cried wolf on a few recent occasions. In my version of the fairy tale, "crying wolf" is equivalent to saying "hey guys, there are no wolves around, so it's safe to come out and play." Anyone who ...Read More
Mortgage Rates Bounce Lower Despite Jobs Report
12/2/2016 3:19 PM
Posted To: Mortgage Rate WatchMortgage rates erased yesterday"s losses after today"s jobs report, though not necessarily because of it. The Employment Situation (affectionately referred to as "the jobs") is traditionally one of the biggest sources of market movement. So when rates make a big move following the ...Read More
FHA Loan Limits Increased
12/2/2016 8:27 AM
Posted To: MND NewsWireThe Federal Housing Administration (FHA) has now joined the Federal Housing Finance Agency in raising the dollar limits for loans that qualify for FHA guarantees. Last week FHFA raised limits for Fannie Mae and Freddie Mac loans to 424.100, a number which forms a basis for some of the FHA changes ....Read More

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